The statements and statistics contained herein are based on material believed to be reliable, but we cannot guarantee they are accurate or complete. This web site is provided by Henry Stephen, an Investment Advisor with TD Waterhouse Private Investment Advice and is for information purposes only as well as a guide to navigating the official TD Waterhouse Canada Inc., website. It is no intended to provide legal, accounting or tax advice and should not be relied on in that regard. Particular investments or trading strategies recommended or discussed should always be evaluated relative to each individual's objectives in consultation with Mr. Stephen. TD Waterhouse Canada Inc. and/or its affiliated persons and companies (including Mr. Stephen) may participate in an underwriting of, hold a position in, the securities mentioned, including options, futures and other derivative instruments thereon, and may, as principal or agent, buy or sell such securities. The opinions on this web site are those of Mr. Stephen and not necessarily those of TD Waterhouse Canada Inc., or its associated companies.

TD Waterhouse Private Investment Advice is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank. (*)Trade-mark of The Toronto-Dominion Bank. TD Waterhouse is a licensed user. TD Waterhouse Canada Inc. - Member CIPF.

Products and services of the The Toronto Dominion Bank and its subsidiaries are only offered in jurisdictions where they may be lawfully offered for sale. All products and services are subject to the terms of the applicable agreement. The information on this Web site does not constitute an offer or solicitation by anyone in any jurisdiction in which an offer or solicitation cannot legally be made, or to any person to whom it is unlawful to make a solicitation. Banking services and selected credit services mentioned in this web site are provided by The Toronto-Dominion Bank. Insurance products and estate planning services mentioned in this web site are offered by TD Waterhouse Insurance Services Inc., a related company to TD Waterhouse Canada Inc.

Information in this Web site is protected under the copyright laws of Canada and/or other countries. No one has permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this Web site. Any unauthorized downloading, re-transmission, or other copying or modification of Trade-marks or other contents of this Web site may be a violation of statutory or common law rights which could subject the violator to legal action.

Henry Stephen endeavours to keep the rates and fees posted at this site current. However rates, fees and information is subject to change at any time without notice to users and the posted rates and fees at the site may not immediately reflect such changes.